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City agenda (opens in a new tab)About CRED
Citizens for Responsible & Equitable Development promotes responsible housing, meaningful affordability, public safety, environmental protection, and transparent local decision-making in Saratoga.
CRED is a nonprofit public benefit corporation working for the responsible and equitable implementation of the Housing Crisis Act (SB 330), SB 9, SB 10, and related law in Saratoga. We support housing that fits infrastructure, evacuation, and environmental limits.
We rely on public records, professional expertise, resident participation, and lawful civic engagement. We critique decisions and policies, not individuals. We label official findings, CRED analysis, and resident perspectives clearly.
Volunteer board. CRED uses an editorial process in which factual claims, dates, and source links are reviewed before publication. The treasurer reviews donation setup and receipts. Email is the relationship channel; WeChat and Nextdoor are how neighbors share.
Citizens for Responsible & Equitable Development is a California nonprofit public benefit corporation recognized by the IRS as tax-exempt under IRC §501(c)(3). EIN 33-2882295.
saratogacred@gmail.com
We use a permission-based supporter list. Email subscribers and donors are not statutory members. Do not send privileged legal material or sensitive evidence through these forms.
Volunteer board. Email saratogacred@gmail.com.
President & Chair
Michael works in asset management. A 21-year Saratoga resident and UCLA alumnus, he grew up locally and raised his family here. With past investments in almond farms, he is closely aware of California’s water-management troubles. The Paradise fire sparked his interest in overdevelopment in fire-prone foothills. As President and Chair of CRED, he works to prevent or minimize irresponsible development that endangers lives or infringes on residents’ rights.
Board Member & Treasurer
A long-time Saratoga resident with over two decades of community service, including service as a Saratoga Union School District Board Trustee and President of the SWSCV League of Women Voters. With an engineering background and a focus on education and civic technology, she works to promote responsible development, good governance, and resident engagement while preserving Saratoga’s character.
Secretary
Xavier first fell in love with Saratoga’s rolling hills as a Stanford graduate student. With over 25 years as a founder and CEO in Silicon Valley, he now applies that leadership to advocating for sustainable policies that protect Saratoga’s charm, wildlife, and safety.
Board Member
A Saratoga hillside resident for more than a decade and an active community organizer. A former Head of HR at a Silicon Valley technology startup, she advocates for public safety, wildfire preparedness, responsible development, and local control over land-use decisions — with communities keeping a meaningful voice while meeting housing responsibilities.
Board Member
A Santa Clara Valley resident who has called Saratoga home since 1988. With 35 years as a real estate agent serving Saratoga and neighboring communities, she is dedicated to preserving the city’s semi-rural character and addressing environmental threats, including wildfire, for future generations.
Board Member
A recent resident of the Saratoga hillsides, drawn by their semi-rural seclusion. A veteran of the tech sector with three decades of experience, he advocates for development that balances growth against wildfire risk and wildlife protection. An avid outdoorsman, he explores Saratoga’s landscape with his family.
Board Member
A former technology executive and a Saratoga resident for many decades. Mahal joined the CRED board in April 2025.